UP BC Sakhi Yojana 2026: Eligibility, Benefits, ₹4,000 Assistance, Work and Online Apply
UP BC Sakhi Yojana is a rural financial-inclusion initiative of the Uttar Pradesh Government under which women are trained and engaged as Banking Correspondent Sakhis (BC Sakhis) to improve access to banking services in villages.
UP BC Sakhi Yojana 2026 Latest Update
The official UPSRLM BC Sakhi Open Registration page currently shows that applications are closed. A new registration window should therefore be treated as active only when UPSRLM publishes it officially.
What is UP BC Sakhi Yojana?
BC Sakhi stands for Banking Correspondent Sakhi. The programme is associated with the Uttar Pradesh State Rural Livelihood Mission (UPSRLM), Department of Rural Development, Government of Uttar Pradesh.
The main objective is to improve access to banking and financial services in rural areas, particularly where residents have to travel to nearby towns or bank branches for routine banking needs.
Objectives of the BC Sakhi Programme
- Improve access to banking services in rural areas.
- Make banking services available closer to rural residents.
- Create opportunities for women in banking-related entrepreneurship.
- Strengthen the connection between Self Help Groups and banking services.
- Promote digital banking and financial inclusion.
One Gram Panchayat, One BC Sakhi
The Uttar Pradesh Government adopted a model aimed at having one BC Sakhi in each Gram Panchayat. The official programme documents refer to the selection, training and deployment of BC Sakhis across approximately 58,000 Gram Panchayats.
How Much Does a BC Sakhi Receive?
According to official UPSRLM programme information, BC Sakhis are provided ₹4,000 per month for six months as initial support to help stabilize their banking-service business.
After the initial support period, income can also come through transaction-based commission. The applicable commission depends on the banking arrangement and transactions performed.
Important: The ₹4,000 amount should not be described as a permanent monthly salary. It is described by UPSRLM as initial support.
What Does a BC Sakhi Do?
- Help rural residents access banking services.
- Assist with eligible digital banking transactions.
- Support routine banking transactions through the authorised banking setup.
- Help rural residents access banking services related to government payments and DBT.
- Connect Self Help Groups and rural households with banking services.
- Promote financial inclusion.
Who Can Apply for UP BC Sakhi?
The programme is primarily designed to provide opportunities to rural women, particularly women associated with Self Help Groups, to work as Banking Correspondent Sakhis.
The government order states that an active SHG member with leadership ability may receive preference in selection. Where an appropriate SHG member is not available, an entrepreneurial rural woman may also be considered under the prescribed process, with provision for linking her to an SHG.
Age, education, Gram Panchayat, SHG membership and other eligibility conditions applicable to a new recruitment/selection notification should be checked from that notification.
Training and Certification
Selected BC Sakhi candidates undergo banking-related training and certification. UPSRLM's official information states that the programme includes training on the Banking Correspondent module.
Rural Self Employment Training Institutes (RSETIs) have played an important role in training BC Sakhis, while certification has been linked with the Indian Institute of Banking & Finance (IIBF).
Documents Required
- Aadhaar Card
- Mobile number
- Recent photograph
- Bank-account details
- Residential details
- Self Help Group details, where applicable
- Educational qualification documents, if required by the notification
- Other documents specified in the applicable selection notification
How to Apply for UP BC Sakhi Yojana?
Current Registration Status
The official BC Sakhi Open Registration page currently shows that applications are closed. Therefore, no active 2026 application date should be claimed without a new official notification.
- Visit the official UPSRLM BC Sakhi portal.
- Check whether an Open Registration/recruitment notice has been published.
- If a vacancy is available for your Gram Panchayat, select the registration option.
- Enter the required personal, residential and educational information.
- Provide the required documents and details.
- Submit the application.
- Save the application/reference number.
- Follow the instructions related to selection, training and certification.
BC Sakhi Selection Process
BC Sakhi selection should not be presented as a conventional permanent bank recruitment. It is a selection, training and certification process for working as a Banking Correspondent in the designated rural area.
Official UPSRLM government orders describe processes related to shortlisting, training, certification and required verification.
Will BC Sakhi Registration Open in 2026?
The current official BC Sakhi Open Registration page shows that applications are closed. A new 2026 registration date should therefore be reported only after UPSRLM officially announces a new registration window.
UP BC Sakhi vs Regular Bank Job
| Feature | BC Sakhi | Regular Bank Job |
|---|---|---|
| Role | Banking Correspondent / financial-services agent | Regular bank employee |
| Work area | Designated rural area / Gram Panchayat | As determined by the bank |
| Income | Initial support and applicable transaction commission | Salary according to employment rules |
| Main objective | Rural financial inclusion | Regular employment with a banking institution |
UP BC Sakhi Yojana FAQs
1. What is UP BC Sakhi Yojana?
It is a Uttar Pradesh programme for improving access to banking and financial services in rural areas through trained Banking Correspondent Sakhis.
2. How much initial support does a BC Sakhi receive?
Official UPSRLM programme information mentions ₹4,000 per month for six months as initial support.
3. Is ₹4,000 a permanent salary?
No. It is described as initial support. Transaction-based commission is also part of the programme's income model.
4. Is BC Sakhi registration currently open?
The official BC Sakhi Open Registration page currently shows that applications are closed.
5. What is the main work of a BC Sakhi?
A BC Sakhi helps rural residents access banking and financial services locally through the authorised banking arrangement.
6. Which department is associated with the programme?
The programme is associated with the Uttar Pradesh State Rural Livelihood Mission (UPSRLM), Department of Rural Development, Government of Uttar Pradesh.
Important Note
BC Sakhi should not be described as a conventional permanent government bank job. It is a Banking Correspondent and financial-inclusion programme. For current vacancies, eligibility and registration dates, the latest official UPSRLM notification should always be treated as the final reference.
