Ayushman Golden Card Download 2026: Step-by-Step Online Process
Learn how to download your Ayushman Bharat Golden Card (PM-JAY e-Card) online through the official NHA Beneficiary Portal or Ayushman App. Check the beneficiary search, e-KYC and card download process.
Ayushman Golden Card Download 2026: Overview
Ayushman Golden Card, commonly known as the Ayushman Card or PM-JAY e-Card, is issued to eligible beneficiaries under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY). Eligible families can access cashless hospital treatment benefits under the scheme, subject to applicable rules and coverage.
The National Health Authority (NHA) provides an online Beneficiary Identification System (BIS) portal through which beneficiaries can log in, search their details, complete e-KYC where required and access their approved Ayushman Card.
If your card has already been approved, you can download the available e-Card. If it has not yet been generated, you may need to complete the beneficiary identification and e-KYC process first.
Ayushman Card: Important Details
| Particular | Details |
|---|---|
| Card Name | Ayushman Card / PM-JAY e-Card |
| Scheme | Ayushman Bharat Pradhan Mantri Jan Arogya Yojana |
| Implementing Authority | National Health Authority (NHA) |
| Official Card Portal | beneficiary.nha.gov.in |
| Mobile Application | Official Ayushman App |
| Card Format | Digital e-Card |
| Eligibility | As per applicable PM-JAY beneficiary identification rules |
Ayushman Golden Card Download Direct Link
Open the official National Health Authority Beneficiary Portal to log in, check beneficiary details and access your Ayushman Card.
Open Official Beneficiary PortalDocuments and Details Required
Keep the following details available before starting the online process. The exact information required may depend on the beneficiary record and verification method.
- Active mobile number for portal login and OTP verification.
- Aadhaar card for Aadhaar-based e-KYC, wherever required.
- Ration card or family identification details, if required for beneficiary search or verification.
- Other beneficiary or family details requested by the official portal.
- Mobile phone or computer with an internet connection.
Keep your Aadhaar and OTP details private. Do not share OTPs with unknown callers or unofficial agents.
How to Download Ayushman Golden Card Online?
Follow these steps to access your Ayushman Card through the official NHA Beneficiary Portal.
Open the Official Beneficiary Portal
Visit beneficiary.nha.gov.in using your mobile or computer browser.
Select Beneficiary Login
On the login screen, select the Beneficiary option instead of Operator. Enter your active mobile number and complete the mobile verification process.
Verify OTP and Captcha
Enter the OTP received on your mobile number, fill in the displayed captcha and log in to the beneficiary portal.
Search Your Beneficiary Details
Select the applicable State and scheme details shown on the portal. Use the available search option and enter the requested beneficiary or family information to find your record.
Check Your Card Status
Check the status displayed against your name. If your Ayushman Card is approved and available, proceed to the download option. If e-KYC or approval is pending, follow the action shown on the portal.
Complete e-KYC if Required
If the portal asks for e-KYC, select the available verification option and complete the process using the required details. Follow the instructions displayed on the official portal.
Download Your Ayushman Card
Once the card is approved and the download option is available, select the relevant family member and click the card download option. Save the PDF to your device and take a printout if required.
If Your Ayushman Card Is Already Approved
If your family members Ayushman Card has already been generated and approved, you do not need to repeat the entire card creation process.
- Log in to the official Beneficiary Portal.
- Search and open the relevant beneficiary or family member record.
- Check that the card is approved and available.
- Use the download option shown against the beneficiary record.
- Save the PDF and keep a copy for future use.
Download Ayushman Card Using the Official Mobile App
The National Health Authority also provides an official Ayushman mobile application. Beneficiaries can use the app to access card-related services and complete the available verification process.
1. Install the official Ayushman App from Google Play Store.
2. Open the app and follow the beneficiary login instructions.
3. Search for your beneficiary record using the available options.
4. Complete e-KYC if the app asks for verification.
5. After approval, open the card details and use the available download option.
Verify that the app publisher is the National Health Authority before installing.
Ayushman Card Not Generated? What Should You Do?
If your card is not visible or its status is not approved, it does not automatically mean that you can download it immediately. First, check your beneficiary record and the action required by the portal.
- Check whether your name or family record is available in the beneficiary search.
- Confirm that you selected the correct State and scheme information.
- If e-KYC is pending, complete the verification process using an available method.
- If the portal shows a pending approval status, wait for the applicable verification and approval process.
- If you cannot complete the online process, visit an authorised Common Service Centre (CSC) or an Ayushman Mitra/PMAM desk at an empanelled hospital for assistance.
How to Get Ayushman Card Through CSC or Hospital?
Beneficiaries who cannot complete the process online may seek assistance through an authorised Common Service Centre (CSC) or the designated Ayushman Mitra/PMAM facility at an empanelled hospital.
- Visit an authorised CSC or designated Ayushman Mitra/PMAM desk.
- Carry your Aadhaar card and relevant family or beneficiary details.
- Ask the operator to check your beneficiary record in the official system.
- Complete the required e-KYC and verification process.
- After approval, request access to the generated Ayushman Card printout or digital copy.
Any assisted-service charges, if applicable, should be confirmed at the authorised centre before proceeding. Do not hand over your OTP to an unknown person.
Ayushman Vay Vandana Card for Senior Citizens Aged 70+
Senior citizens aged 70 years and above have a separate Ayushman Vay Vandana Card provision under the expanded PM-JAY coverage. Eligible senior citizens can use the official Beneficiary Portal or Ayushman App to access the applicable registration and card-generation process.
The Madhya Pradesh government has also published an official process document for Ayushman Vay Vandana Card registration through the BIS portal and Ayushman App.
Visit MP Ayushman Official PortalBenefits of Ayushman Bharat PM-JAY
- Eligible beneficiary families receive health coverage of up to ₹5 lakh per family per year under PM-JAY.
- Cashless treatment is available for covered services at empanelled public and private hospitals.
- Eligible beneficiaries can access covered secondary and tertiary hospitalisation services.
- Beneficiaries can use their approved Ayushman Card to establish scheme identity at participating hospitals.
Actual coverage depends on scheme eligibility, package rules, treatment conditions and hospital empanelment. The card does not mean that every medical service or every hospital is covered.
Important Points Before Downloading
- Use only the official NHA Beneficiary Portal or official Ayushman App.
- Card download is available after the relevant beneficiary verification and approval process.
- Complete e-KYC if the portal or app asks for it.
- Check the name and other details on the card after downloading.
- Keep the digital PDF safely stored and retain a printout if needed.
- Never share Aadhaar OTP, login OTP or other confidential information with unknown people.
Frequently Asked Questions (FAQs)
1. Ayushman Golden Card online कैसे download करें?
beneficiary.nha.gov.in पर Beneficiary के रूप में login करें, अपना record search करें और card approved होने पर download option का उपयोग करें।
2. Ayushman Card download करने की official website कौन-सी है?
National Health Authority का official Beneficiary Portal https://beneficiary.nha.gov.in/ है।
3. क्या मोबाइल से Ayushman Card download कर सकते हैं?
हां। Beneficiary Portal को mobile browser में खोल सकते हैं या National Health Authority का official Ayushman App इस्तेमाल कर सकते हैं।
4. Ayushman Card download नहीं हो रहा है तो क्या करें?
अपना beneficiary status check करें। यदि e-KYC या approval pending है तो portal पर दिए गए निर्देश follow करें। जरूरत पड़ने पर authorised CSC या Ayushman Mitra/PMAM desk से सहायता लें।
5. क्या Aadhaar card जरूरी है?
Aadhaar-based e-KYC के लिए Aadhaar details की आवश्यकता होती है। Portal पर उपलब्ध verification options के अनुसार प्रक्रिया पूरी करें।
6. क्या परिवार के सभी eligible members के अलग-अलग Ayushman Cards हो सकते हैं?
Portal पर eligible family members के records के अनुसार individual member card access या download की सुविधा उपलब्ध हो सकती है। प्रत्येक सदस्य का record और card status अलग से check करें।
7. क्या 70 वर्ष से अधिक उम्र के senior citizens Ayushman Card बनवा सकते हैं?
70 वर्ष और उससे अधिक आयु के senior citizens के लिए Ayushman Vay Vandana Card की अलग व्यवस्था है। Registration और card generation के लिए official portal या Ayushman App के निर्देश देखें।
8. क्या Ayushman Card PDF का printout इस्तेमाल किया जा सकता है?
Approved digital card का printout beneficiary identification के लिए रखा जा सकता है। Treatment लेने से पहले empanelled hospital में card और eligibility verify कराएं।
9. Ayushman Card से कितना health coverage मिलता है?
PM-JAY के तहत eligible beneficiary families को covered hospitalisation services के लिए प्रति परिवार प्रति वर्ष ₹5 lakh तक का health cover मिलता है, applicable scheme conditions के अधीन।
Important Official Links
Disclaimer: This article is for informational purposes and is based on official National Health Authority and government portal information. Card generation, e-KYC, approval and download depend on beneficiary eligibility and the applicable verification process. Always follow the latest instructions displayed on the official portal or app.
