Mukhyamantri Krishak Samriddhi Yojana 2026 – UP Farmer Loan at 6% Interest | Government Scheme Mukhyamantri Krishak Samriddhi Yojana 2026 – UP Farmer Loan at 6% Interest | Government Scheme Mukhyamantri Krishak Samriddhi Yojana 2026 – UP Farmer Loan at 6% Interest | Government Scheme
Uttar Pradesh has launched the Mukhyamantri Krishak Samriddhi Yojana to provide long-term loan facilities to small and marginal farmers through the Uttar Pradesh Cooperative Gramya Vikas Bank. The loan interest rate has been reduced from 11% to 6%, with loan facilities ranging from ₹6 lakh to ₹10 lakh. Uttar Pradesh has launched the Mukhyamantri Krishak Samriddhi Yojana to provide long-term loan facilities to small and m...
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Mukhyamantri Krishak Samriddhi Yojana 2026
The Government of Uttar Pradesh launched the Mukhyamantri Krishak Samriddhi Yojana on 23 September 2026 to improve access to affordable institutional credit for small and marginal farmers.
Under the scheme, the interest rate on loans provided through the Uttar Pradesh Cooperative Gramya Vikas Bank has been reduced from 11% to 6%. The scheme also provides a long-term loan facility with loan amounts ranging from ₹6 lakh to ₹10 lakh.
The official launch information states that approximately 5 lakh small and marginal farmers are expected to benefit from the loan facility in the coming years.
Scheme Overview
| Particular | Details |
|---|---|
| Scheme Name | Mukhyamantri Krishak Samriddhi Yojana |
| Government | Government of Uttar Pradesh |
| Launch Date | 23 September 2026 |
| Target Beneficiaries | Small and Marginal Farmers |
| Loan Provider | Uttar Pradesh Cooperative Gramya Vikas Bank |
| Previous Interest Rate | 11% |
| New Interest Rate | 6% |
| Loan Facility | ₹6 lakh to ₹10 lakh |
| Loan Type | Long-Term Loan |
| Expected Beneficiaries | Approximately 5 lakh small and marginal farmers |
Interest Rate Reduced from 11% to 6%
One of the major features of the scheme is the reduction in the applicable loan interest rate from 11% to 6%.
The Uttar Pradesh Government stated that the decision has been taken with the objective of making institutional credit more accessible and affordable for small and marginal farmers.
Loan Facility Under the Scheme
The official launch information states that eligible farmers can access a long-term loan facility ranging from ₹6 lakh to ₹10 lakh.
Minimum Loan
₹6 Lakh
Maximum Loan
₹10 Lakh
The exact loan sanction, repayment period, documentation and other banking conditions will be governed by the applicable scheme and bank guidelines.
Who Can Benefit?
The scheme is primarily targeted at small and marginal farmers in Uttar Pradesh.
- Small farmers in Uttar Pradesh.
- Marginal farmers in Uttar Pradesh.
- Farmers requiring long-term institutional credit.
- Eligible farmers seeking agriculture-related credit through the designated cooperative banking system.
- Farmers meeting the applicable loan and bank eligibility conditions.
Detailed post-launch eligibility conditions, documentation requirements and loan sanction rules should be checked through the official scheme portal and concerned cooperative bank.
Agriculture and Farm-Related Loan Support
The scheme is intended to support farmers through long-term credit facilities connected with agriculture and farming requirements. The official launch information specifically highlights the availability of long-term loans through the cooperative banking system.
Farmers should use the official scheme mechanism to understand which agricultural activities, assets or farm-related requirements qualify for financing under the applicable guidelines.
Expected Coverage
The Uttar Pradesh Government has stated that approximately 5 lakh small and marginal farmers are expected to benefit from the loan facility in the coming years.
Target: Approximately 5 lakh small and marginal farmers
Scheme e-Portal
At the time of launch, the Uttar Pradesh Government also launched the Mukhyamantri Krishak Samriddhi Yojana e-portal.
The official launch event included the launch of the schemes e-portal along with other cooperative-sector digital initiatives.
Applicants should use only the official government or designated cooperative banking portal for applications and should verify the latest application instructions before submitting any request.
Application Process
- Check the latest official scheme guidelines.
- Visit the designated official e-portal or concerned cooperative banking channel.
- Check farmer and loan eligibility requirements.
- Prepare the required identity, land and banking documents as applicable.
- Submit the application through the prescribed official process.
- Complete any verification required by the concerned authority or bank.
- Wait for loan assessment and sanction according to applicable rules.
No fixed last date for general applications has been identified in the official launch material reviewed for this update.
Important Points
- This is a new Uttar Pradesh State Government scheme launched on 23 September 2026.
- The loan interest rate has been reduced from 11% to 6%.
- The official launch release states a loan facility of ₹6 lakh to ₹10 lakh.
- The scheme targets approximately 5 lakh small and marginal farmers over the coming years.
- A scheme e-portal was launched at the programme.
- No fixed general application deadline is specified in the launch material reviewed.
- Final eligibility and loan sanction conditions should be checked from official guidelines.
Frequently Asked Questions
What is Mukhyamantri Krishak Samriddhi Yojana?
It is a new Uttar Pradesh Government scheme launched to provide long-term institutional loan facilities to small and marginal farmers at a reduced interest rate.
What is the new interest rate?
The interest rate has been reduced from 11% to 6%.
How much loan can be available?
The official launch information states a loan facility ranging from ₹6 lakh to ₹10 lakh.
Who is the target beneficiary?
The scheme primarily targets small and marginal farmers in Uttar Pradesh.
How many farmers are expected to benefit?
The government has stated a target of approximately 5 lakh small and marginal farmers in the coming years.
Is there a last date to apply?
No fixed general application deadline is specified in the official launch information reviewed for this update.
Where can official information be checked?
Farmers should check the Uttar Pradesh Governments official information portal and the designated scheme or cooperative banking portal for current application instructions.
Official Government Source
The Uttar Pradesh Information and Public Relations Department officially reported the launch of Mukhyamantri Krishak Samriddhi Yojana on 23 September 2026.
Uttar Pradesh Government – Information and Public Relations Department
