Bank Holiday List 2027 in India: State-Wise Holidays and Dates
Planning your banking work in 2027? This guide explains the expected bank holiday calendar in India, national holidays, second and fourth Saturday closures, state-wise holiday differences, and how to check the official Reserve Bank of India (RBI) holiday list.
Important update: The complete RBI state-wise bank holiday list for 2027 should be verified from the official RBI website before relying on individual holiday dates. The dates and festival observances in this article are for planning purposes unless confirmed by the relevant official notification.
Bank Holiday List 2027: Overview
| Particular | Details |
|---|---|
| Calendar year | 2027 |
| Country | India |
| Official holiday authority | RBI and relevant state/UT authorities |
| Holiday coverage | National, state-wise, regional and banking-centre holidays |
| Regular weekly closures | Sundays and second and fourth Saturdays for bank branches, subject to applicable rules |
| Official website | rbi.org.in |
National Holidays in India in 2027
The following three national days are important when planning bank visits. Bank branch operations are generally closed on these days. Always confirm the applicable notification and your local branch schedule.
| Date | Day | Holiday |
|---|---|---|
| 26 January 2027 | Tuesday | Republic Day |
| 15 August 2027 | Sunday | Independence Day |
| 2 October 2027 | Saturday | Mahatma Gandhi Jayanti |
These dates are provided for advance planning. A holiday falling on a Sunday or a regular bank closure day does not automatically mean that another working day will be declared a substitute holiday.
Bank Holidays in 2027: Month-Wise Planning Guide
Festival dates and state-specific closures can differ. Use this month-wise guide as a checklist and verify the exact branch holiday against the latest RBI or state notification before scheduling cheque deposits, branch visits, or other time-sensitive work.
| Month | Dates or occasions to verify | What to check |
|---|---|---|
| January | New Year observances, Makar Sankranti/Pongal, Republic Day | Regional holidays and 26 January closure |
| February | Vasant Panchami and regional observances | State and banking-centre notifications |
| March | Holi, Eid-ul-Fitr and other regional festivals | Official dates and moon-sighting updates where applicable |
| April | Good Friday, Ram Navami, Mahavir Jayanti and regional New Year festivals | State-wise applicability |
| May | May Day, Bakrid and Buddha Purnima | Local holiday notification |
| June | Muharram and regional observances | Officially notified date |
| July | Regional and religious observances | State-wise list |
| August | Independence Day and Janmashtami | Branch closure and local calendar |
| September | Ganesh Chaturthi and Onam | Regional observance and banking centre |
| October | Gandhi Jayanti, Dussehra and Diwali | Official state notification; Diwali may be observed on a different local date |
| November | Guru Nanak Jayanti and Chhath Puja | State and local branch holidays |
| December | Christmas and year-end observances | Local holiday list and regular weekly closures |
This is an occasion-based planning guide, not a confirmed list of branch closures. Do not assume that every festival listed above is a bank holiday in every state.
Bank Holiday Rules: Sundays and Second/Fourth Saturdays
Bank branches in India generally remain closed on Sundays and on the second and fourth Saturdays of each month under the applicable banking holiday arrangements. First, third and fifth Saturdays are not automatically holidays under this rule, although a state-specific holiday or other applicable notification may close branches.
Before visiting a branch, confirm the working day with your bank, especially when a festival falls close to a weekend or a state-specific holiday.
How to Check the Official RBI Bank Holiday List 2027
- Visit the official Reserve Bank of India website.
- Open the section for bank holidays or holiday lists.
- Select the relevant month and banking centre, if the option is available.
- Check the date and the name of the holiday for your city or state.
- Confirm the information with your bank branch before planning a time-sensitive visit.
You can also consult the Government of India holiday calendar at india.gov.in/calendar. Remember that the Central Government office holiday calendar is not, by itself, a complete RBI bank-branch holiday list.
State-Wise Bank Holiday List 2027
Bank holidays can vary between states and banking centres because local festivals and government notifications differ. When checking a state-wise list, select the location where your bank branch is situated rather than relying on a nationwide festival calendar.
- Madhya Pradesh: Verify the applicable list for Bhopal, Indore and other banking centres.
- Maharashtra: Check the list for Mumbai, Pune and other relevant centres.
- Uttar Pradesh: Confirm the dates for your city and local branch.
- Delhi: Check the Delhi banking-centre holiday list.
- Telangana: Confirm the applicable Hyderabad and state holiday notifications.
- Punjab: Check the list applicable to your branch and banking centre.
- Other states and Union Territories: Use the relevant RBI centre and official state notification.
Are Online Banking Services Available on Bank Holidays?
Many digital banking services, including mobile banking, internet banking, UPI and ATM access, may remain available on bank holidays. However, service availability can depend on the bank, maintenance windows, transaction type and applicable settlement or processing rules.
NEFT and RTGS are available 24x7 on all days under the RBI framework, but a particular transaction, beneficiary activation, bank processing step or service may still be subject to operational conditions. Check your bank’s instructions for time-sensitive payments, cheque clearing and branch-dependent services.
Frequently Asked Questions (FAQs)
1. Has the official RBI Bank Holiday List 2027 been released?
Check the official RBI website for the latest state-wise holiday list. Do not treat a general festival calendar or Central Government office holiday list as confirmation of every bank branch closure.
2. Are banks closed on every Saturday in 2027?
No. Under the general banking arrangement, branches close on the second and fourth Saturdays and Sundays. Other Saturdays may be working days unless a separate holiday applies.
3. Are bank holidays the same in every Indian state?
No. Many holidays depend on state notifications and the banking centre, so a holiday in one state may not apply in another.
4. Can I use UPI and mobile banking on bank holidays?
These services generally remain available, subject to the bank, payment network, maintenance and transaction-specific rules.
5. Where can I verify a bank holiday for my city?
Use the official RBI website and select the relevant banking centre or month, then confirm with your local bank branch where necessary.
6. Does the Central Government holiday calendar confirm bank holidays?
No. Central Government office holidays and bank holidays are governed by different applicable instructions. The banking holiday list should be checked separately.
Important Notice
Holiday dates can change due to official notifications or moon-sighting decisions for certain festivals. Before publishing or acting on a specific 2027 bank holiday date, verify it using the RBI or relevant government notification. This page is an advance-planning guide and will need an update when the complete official state-wise bank holiday calendar is available.
